User
agreement

General provisions

This agreement governs the relationship between the user and Pathway Capital with regard to the use of the website, software, information services, analytical materials and other functions available through the platform.

The Terms of Use set out the main conditions for using the services, features and information resources provided by Pathway Capital. By using the website, the personal account area, analytical materials, educational sections and other platform services, the user confirms their agreement with the provisions of this agreement.

The user undertakes to use the services solely for lawful purposes and not to take actions that could disrupt the platform's operation, restrict other users' access or damage the service's infrastructure.

Registration and use of an account

To gain access to individual platform functions, a user may need to create a personal account. When registering, the user undertakes to:

• provide accurate information
• keep the data provided up to date
• keep login details confidential
• not grant access to the account to third parties
• notify the platform of suspicious activity without delay

Use of the platform's services

The platform gives users access to various information, analytical and educational materials, as well as to features connected with the operation of financial instruments. The user agrees not to take actions aimed at:

• disruption of the platform's operation
• unauthorised access to data
• circumventing security mechanisms
• distribution of malicious software
• infringement of other users' rights

Information materials

The materials published on the Pathway Capital website are provided for information purposes only. Analytical reviews, market commentary, educational materials and other information must not be regarded as individual investment advice or as guarantees of profit.

The user independently makes decisions regarding the use of any information published on the platform.

Intellectual property

All elements of the website, including texts, images, graphics, software, design, logos and other materials, are objects of intellectual property. The user is prohibited from:

• copy website materials without permission
• distribute the platform's content for commercial purposes
• modify elements of the software
• use intellectual property in breach of the law

Limitation of liability

Pathway Capital takes reasonable measures to ensure the stable operation of the platform, but does not guarantee the absence of technical errors or interruptions in the services. The platform is not liable for:

• decisions taken by users on the basis of the information published
• possible losses connected with the use of the services
• technical failures caused by external factors
• actions of third parties
• temporary unavailability of individual functions

The user uses the services at their own risk.

Confidentiality and data protection

The procedure for processing personal information is governed by a separate Privacy Policy. By using the platform, the user confirms their agreement with the data processing principles set out in the relevant documents.

Changes to the terms of the agreement

Pathway Capital reserves the right to make changes to these Terms of Use in the event of service development or changes in platform functionality. The current version of the agreement is published on the website and takes effect from the moment of publication.

Users are advised to review updates to the legal documentation periodically.

Final provisions

Use of the platform signifies the user's agreement with the terms of this agreement. On matters relating to the use of the platform and the interpretation of the agreement's provisions, the user may make contact through the official communication channels listed on the Pathway Capital website.